Estimate & Projected Years in CMA Data
Audited vs estimate vs projected columns in Forms II–VI—and how banks read them.
A CMA data set typically shows audited (or furnished) history, a current estimate year, and projected years. Banks use history for credibility and projections for repayment and WC assessment.
Credlook.in provides project report and CMA documentation software from customer-provided details. We are not a bank, NBFC, lender, or government scheme authority.
Good practice
- Keep audited figures faithful to signed statements
- Document growth and holding-period assumptions
- Align Form II operating results with Form III Balance Sheet
FAQ
Can I skip audited years?
Existing units usually need audited / furnished historical figures. New projects rely more on estimates—confirm with the bank.
Credlook.in provides project report and CMA documentation software from customer-provided details. We are not a bank, NBFC, lender, or government scheme authority.